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<channel>
	<title>Bernard Dubay</title>
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	<link>http://www.bernardphoto.com</link>
	<description>Personal Photo &#38; Random Life Thoughts Blog</description>
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		<title>Best Of The Burning Man Photos Part Two!</title>
		<link>http://www.bernardphoto.com/best-of-the-burning-man-photos-part-two/</link>
		<comments>http://www.bernardphoto.com/best-of-the-burning-man-photos-part-two/#comments</comments>
		<pubDate>Sun, 10 May 2009 05:52:26 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[Burning Man]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=11</guid>
		<description><![CDATA[&#160; &#160; &#160; &#160; More photos from another amazing event. This one of a kind event is held every year out in the desert in the middle of nowhere in Nevada. It encourages and promotes self expressions, experiments with the concept of communities and group behaviour. It attracts all kinds of crazy and talented artists, [...]]]></description>
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<p>More photos from another amazing event. This one of a kind event is held every year out in the desert in the middle of nowhere in Nevada. It encourages and promotes self expressions, experiments with the concept of communities and group behaviour. It attracts all kinds of crazy and talented artists, free thinkers and people after a good time. This is just a sample of some of the amazing things to experience out there in the desert&#8230;</p>
<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/3908102391_15af7a1271_b.jpg"><img class="alignleft size-medium wp-image-13" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/3908102391_15af7a1271_b-300x168.jpg" alt="" width="300" height="168" /></a></p>
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<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/bm1.jpg"><img class="alignleft size-full wp-image-17" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/bm1.jpg" alt="" width="500" height="375" /></a></p>
<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/3910488757_57845f89d9_b.jpg"><img class="alignleft size-medium wp-image-16" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/3910488757_57845f89d9_b-300x225.jpg" alt="" width="300" height="225" /></a></p>
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<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/3910372907_f749d10b9d_b.jpg"><img class="alignleft size-medium wp-image-15" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/3910372907_f749d10b9d_b-225x300.jpg" alt="" width="225" height="300" /></a></p>
<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/3910347963_5c0685b130.jpg"><img class="alignleft size-full wp-image-14" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/3910347963_5c0685b130.jpg" alt="" width="500" height="375" /></a></p>
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<p><span class="Apple-style-span" style="font-family: 'Helvetica Neue', Helvetica, Arial, sans-serif;"><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/3908060275_fde99ae983_b.jpg"><img class="alignleft size-full wp-image-12" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/3908060275_fde99ae983_b.jpg" alt="" width="614" height="461" /></a></span></p>
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		<item>
		<title>Best Of Burning Man Photos</title>
		<link>http://www.bernardphoto.com/best-of-burning-man-photos/</link>
		<comments>http://www.bernardphoto.com/best-of-burning-man-photos/#comments</comments>
		<pubDate>Mon, 06 Apr 2009 05:47:28 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[Burning Man]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=5</guid>
		<description><![CDATA[&#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160; Some of the best snaps so far&#8230; more to come in part two &#8211; stay tuned Burning Man fans! &#160; &#160; &#160; &#160; &#160; &#160; &#160; &#160;]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/2936510373_0f3dd37b48.jpg"><img class="alignleft size-full wp-image-6" title="burning man 1" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/2936510373_0f3dd37b48.jpg" alt="" width="333" height="500" /></a></p>
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<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/2936522745_11005dd642.jpg"><img class="alignleft size-full wp-image-7" title="2936522745_11005dd642" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/2936522745_11005dd642.jpg" alt="" width="500" height="333" /></a></p>
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<p><a href="http://www.bernardphoto.com/wp-content/uploads/2011/10/3908045637_2b5833ce38_b.jpg"><img class="alignleft size-medium wp-image-8" title="Burning Man 2009" src="http://www.bernardphoto.com/wp-content/uploads/2011/10/3908045637_2b5833ce38_b-225x300.jpg" alt="" width="225" height="300" /></a></p>
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<p>Some of the best snaps so far&#8230; more to come in part two &#8211; stay tuned Burning Man fans!</p>
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		<title>An interesting photo assignment</title>
		<link>http://www.bernardphoto.com/an-interesting-photo-assignment/</link>
		<comments>http://www.bernardphoto.com/an-interesting-photo-assignment/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 08:52:44 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=34</guid>
		<description><![CDATA[As well as shooting events (like Burning Man) I also pay the bills doing product photography. Doing good product shots is an unappreciated art form &#8211; most people don&#8217;t realise how important it is when selling their stock. I came across some nice examples of some jewelery product shots on the Chamilia site &#8211; definitely [...]]]></description>
			<content:encoded><![CDATA[<p>As well as shooting events (like Burning Man) I also pay the bills doing product photography. Doing good product shots is an unappreciated art form &#8211; most people don&#8217;t realise how important it is when selling their stock. I came across some nice examples of some jewelery product shots on the <a href="http://www.charmsandjewelry.com/Chamilia_Jewelry.htm">Chamilia</a> site &#8211; definitely worth taking a look at.</p>
<p>&nbsp;</p>
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		<title>Quotes of the day</title>
		<link>http://www.bernardphoto.com/quotes-of-the-day/</link>
		<comments>http://www.bernardphoto.com/quotes-of-the-day/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 08:49:14 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=32</guid>
		<description><![CDATA[Printing out quotes by great people and putting them somewhere you can see them first thing every morning is one way I like to get myself motivated each day. Today&#8217;s quote of the day is by one of the greatest of great men &#8211; Abraham Lincoln who once said: &#8220;Things may come to those who wait, [...]]]></description>
			<content:encoded><![CDATA[<p>Printing out quotes by great people and putting them somewhere you can see them first thing every morning is one way I like to get myself motivated each day. Today&#8217;s <a href="http://www.great-quotes.com/QuoteoftheDay/widget/formatted">quote of the day</a> is by one of the greatest of great men &#8211; Abraham Lincoln who once said:</p>
<p>&#8220;Things may come to those who wait, but only the things left by those who hustle.&#8221;</p>
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		<title>Apple Co-Founder Dies at 56</title>
		<link>http://www.bernardphoto.com/apple-co-founder-dies-at-56/</link>
		<comments>http://www.bernardphoto.com/apple-co-founder-dies-at-56/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 07:59:23 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=30</guid>
		<description><![CDATA[Last night, after a long battle with a rare form of pancreatic cancer, Apple Co-Founder Steve Jobs died peacefully in his home in the Silicon Valley of California.  The death was announced by Apple, reminding the world of his brilliance, passion, and energy that allowed for the technological innovations that changed the world for the [...]]]></description>
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<p>Last night, after a long battle with a rare form of pancreatic cancer, Apple Co-Founder Steve Jobs died peacefully in his home in the Silicon Valley of California.  The death was announced by Apple, reminding the world of his brilliance, passion, and energy that allowed for the technological innovations that changed the world for the better.  He revolutionized the world with his ideas, always focusing on sleek designs to make devices that were completely user-friendly.<br />
I myself first found out when I was checking Twitter on my MacBook Pro and talking to my dad on my iPhone.  He then headed to the internet on his iPad and read the news for himself.  This small anecdote just shows exactly how influential Jobs was, as his products permeate our homes and have made their way into our everyday lives.</p>
<p>Reaction Around the World</p>
<p>Statements regarding Jobs&#8217; death were made by such world leaders as Microsoft founder Bill Gates, George Lucas, The Walt Disney Company&#8217;s Bob Iger, and U.S. president Barack Obama.  Recognized as one of the world&#8217;s most powerful and influential people, Jobs&#8217; death sent Apple fans straight to the internet to send their condolences and share their stories.<br />
Many quoted a speech Jobs made to a graduating class at Stanford University as a huge source of inspiration for their lives. He spoke of death, and how it is &#8220;the most important tool&#8221; to help make big choices in life.  &#8221;Remembering that you are going to die,&#8221; he said, &#8220;is the best way to avoid the trap of thinking you have something to lose.&#8221;  Jobs asked for forgiveness for sounding a little dramatic, but he wanted to remind the students to &#8220;have the courage to follow your own heart and intuition.&#8221;</p>
<p>News Hits Many Hard</p>
<p>I guess his death wasn&#8217;t really a surprise, since he had been battling cancer for months, but it still hits hard.  I didn&#8217;t know Jobs personally&#8211; of course I didn&#8217;t, as only a small number of the millions of Apple users really did&#8211; but I still feel a sort of connection with him.  He will surely be missed, and I hope the Apple brand doesn&#8217;t suffer because it lost an amazing, creative genius.</p></div>
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		<title>I invested in a good waterbed, definitely worth it.</title>
		<link>http://www.bernardphoto.com/i-invested-in-a-good-waterbed-definitely-worth-it/</link>
		<comments>http://www.bernardphoto.com/i-invested-in-a-good-waterbed-definitely-worth-it/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 07:35:29 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=76</guid>
		<description><![CDATA[There are a lot of things that people want in life, and most of them are frankly unattainable for many of us. Mansions, Ferrari’s and models – that’s what most of us secretly dream about at night. If not something as lofty as that, at least a nice car and a great home would be [...]]]></description>
			<content:encoded><![CDATA[<p>There are a lot of things that people want in life, and most of them are frankly unattainable for many of us. Mansions, Ferrari’s and models – that’s what most of us secretly dream about at night. If not something as lofty as that, at least a nice car and a great home would be enough for most of us. The sad truth is that most of what we want in the material world just isn’t coming to us. There’s not enough time in the day to work up the cash to get all of the stuff we might want. However, there is enough time in the day to get what we REALLY want.</p>
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<p>That’s what it’s about. Taking the time to spend money on things that you know will actually improve your life. Take me for example. I have really bad back problems and decided that since I spend a third of my life asleep, I might as well invest in a great bed. Well, there was no shortage of options in the bed industry as you well know, so it took me a while to lock down exactly what I wanted.<br />
<iframe src="http://www.youtube.com/embed/nyxrPntmFGg" frameborder="0" width="560" height="315"></iframe></p>
<div id="attachment_77" class="wp-caption alignleft" style="width: 310px"><img class="size-medium wp-image-77" title="Water-Bed" src="http://www.bernardphoto.com/wp-content/uploads/2012/02/Water-Bed-300x200.jpg" alt="Waterbeds" width="300" height="200" /><p class="wp-caption-text">It&#39;s really that comfortable</p></div>
<p>It might sound ridiculous, but I ended up settling down on something that really suited me and my needs. It’s the classic waterbed. These bad boys are absolutely critical for anyone who has back issues when they sleep. The water gently caresses your body and forms to the exact curvature of your spine in order to really help you get a good nights sleep. The first night I slept on my waterbed I can honestly say I slept soundly for the first time since my early 20s, when I first hurt it in a snowboarding accident. There is nothing more pleasurable than waking up and actually feeling&#8230;good! I can’t tell you what it felt for me when I got to sit up in bed that morning and not feel that twinge. I had the biggest smile on my face – and all thanks to my waterbed!</p>
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<p>I would strongly urge you all to consider a water bed, not just if you have back problems. My son absolutely loves taking naps on it because he thinks it’s the most fun way to sleep. At least that’s the way he put it. I honestly think that he would rather be on the waterbed as opposed to his real bed all the time if the option was open for him. It warms my heart to see him lying on the bed sound asleep, gently rocking away on the waterbed. I have to say that my wife has taken a while to get used to it, but after about a month or so she actually told me that she prefers it to the old bed that we had – and that old bed was a Tempur Pedic!</p>
<p>Want to find out more about waterbeds? <a href="http://www.wasserbetten1.com/wasserbetten-zubehoer/">More here.</a></p>
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		<title>Outdoors training and teambuilding &#8211; does it work or not?</title>
		<link>http://www.bernardphoto.com/outdoors-training-and-teambuilding-does-it-work-or-not/</link>
		<comments>http://www.bernardphoto.com/outdoors-training-and-teambuilding-does-it-work-or-not/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 04:26:30 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=72</guid>
		<description><![CDATA[This is a guest post by an anonymous learning and development professional with over 15 years experience in the industry. In it, our guest examines whether the outdoors setting popular for much training and team building activities these days is in fact an improvement over the usual class room based styles of teaching and training. [...]]]></description>
			<content:encoded><![CDATA[<p>This is a guest post by an anonymous learning and development professional with over 15 years experience in the industry. In it, our guest examines whether the outdoors setting popular for much training and team building activities these days is in fact an improvement over the usual class room based styles of teaching and training.</p>
<p>Using the non-traditional setting of the outdoors has become common currency, and not merely for young kids. Such experiential training includes both danger and safety, though providers assure that agility, physical fitness and strength are not prerequisites of such courses. The challenge and the risk lie in going from the &#8216;comfort zone&#8217;, trying out new behavior, moving out the limitations of the regular and extending expectations.</p>
<p>Problem-solving and team-building are two of the approaches of training applied. One a day-long vacation was included by programme young managers example by canoe along several miles of tube in the wilds, followed by a pattern ride or walk to a particular town hall. Players were given brief coaching in the paddling of the canoes, and staff popped up at factors along the way to provide confidence.</p>
<p>They did not mention that there have been about 13 gates along the route or did they mention that canoes could not be taken through locks but must be portaged (maintained) around them. Additionally they neglected to say that housing for the night was on the ground of the town area. As a means of requiring people to notably, to cooperate with each other and, address their responses, anxiety was, in short, intentionally included in the workout.</p>
<p>Yet another easy process usually used is to change or remove the hierarchies of title and position among players. Jr staff are devote fee of, or on a level with owners and managers. Office and shop-floor employees are confused together. This reduces boundaries of habit and expectation. Such routines present realistic, innovative and actual tests as seen in <a href="http://www.patrickrose.com.au/corporate-team-building-activities-and-exercises-perth/">corporate team building perth</a>. Success depends upon using the attributes and abilities of personal business friends to accomplish the best collective outcomes.</p>
<p>Players in outdoor instruction study equally difficult capabilities (such as rockclimbing and caving), and comfortable or life capabilities. Night walks, orienteering, bridge-building, mock raft-building, saves and adventurous treasurehunts often function in the programmes. The components of experiential learning such as the <a href="http://www.patrickrose.com.au/educational-services/certificate-iv-in-front-line-management/">certificate iv frontline management perth</a> contain the inescapability of learning enforced by the course style, feedback from others, contact with settings, new people and problems, and statement, analysis.</p>
<p><img class="alignleft size-medium wp-image-73" title="team being constructed" src="http://www.bernardphoto.com/wp-content/uploads/2012/01/team-being-constructed-300x214.jpg" alt="Team building literally being built by cranes in Perth, WA" width="300" height="214" />Instance is also an effective traction to attaining. I was once on a program helping out a young girl of about 14 years. She reported herself &#8216;sh*t-scared&#8217; to abseil down a cliff and ultimately was persuaded to i want to go ahead of him and stay aside. Next issue I believed, she was standing at the end of the ledge. Over lunch that day, she explained to the people that he wasn&#8217;t likely to let &#8216;a bleeding guide writer&#8217; do something and not dare to do it herself.</p>
<p>Representation throughout or <a href="http://www.teampedia.net/">after activity</a> is a vital component of outside instruction &#8211; it acts as an aid to transferring individual and cultural increases such as confidence, trust and management and staff abilities straight to the workplace and, less right, within the property environment. Doing this depends upon the efficiency of the debrief, which may contain mentoring, the identification of lessons considering variables at work that may stop or help move and discovered. As Peter Honey has written the secret is, isn&#8217;t to allow the tail of experience wag the blockage of understanding.</p>
<p>Newer outdoor students such as merit applicants might be necessary to prepare an option, allowing for contingencies and issues to write down a pair of policies for living under material and venturing through the environment without harming it to create a signal of team conduct that features assisting each other and talking truthfully but without imposing injured and to produce a risk assessment for an outside task.</p>
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		<title>Tough decisions &#8211; new gadgets or a 3d tv?</title>
		<link>http://www.bernardphoto.com/tough-decisions-new-gadgets-or-a-3d-tv/</link>
		<comments>http://www.bernardphoto.com/tough-decisions-new-gadgets-or-a-3d-tv/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 15:27:05 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=67</guid>
		<description><![CDATA[There are many toys and gadgets out there in the electronics world.  In first world countries I think it’s safe to say that the latest technology and electronic toys are probably the biggest area that people are spending their discretionary income.  CEOs of companies that produce these products are revered as legends and heros.  Think [...]]]></description>
			<content:encoded><![CDATA[<div>
<div id="attachment_68" class="wp-caption alignleft" style="width: 310px"><img class="size-medium wp-image-68" title="3dtvspeakers" src="http://www.bernardphoto.com/wp-content/uploads/2011/12/3dtvspeakers-300x177.jpg" alt="sounds combined with 3d tvs are amazing" width="300" height="177" /><p class="wp-caption-text">3d Tv In Action</p></div>
<p>There are many toys and gadgets out there in the electronics world.  In first world countries I think it’s safe to say that the latest technology and electronic toys are probably the biggest area that people are spending their discretionary income.  CEOs of companies that produce these products are revered as legends and heros.  Think of what happened when Steve Jobs, the CEO of Apple, passed away just last month.  Everyone, and I mean everyone, was devastated.  There has never been a time where the passing of a consumer electronics CEO has ever garnered such an outpouring of love and support.</p></div>
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I suspect it is due to our increasing dependency on these toys and products that are ruling our lives.  For example, how many of you could live without your smartphone?  If you don’t have a smartphone, how many could live without a cell phone in general?  I doubt many would say that the quality of their lives would be the exact same without one – and it certainly wouldn’t be better.</div>
<div>
In the television market there are also new innovations that I think may be considered the “new normal.”  One such development is the creation of 3d TVs.  These new toys are designed to mimic the viewing experience of the IMAX 3D screens that have been playing <a href="http://www.economist.com/blogs/babbage/2011/12/future-film">three dimensional films</a> in movie theaters worldwide for at least two years now.  The first movie I ever saw in 3D was Pixar’s UP, which was an exquisite experience that I’m not going to forget for quite some time.</div>
<div><img class="aligncenter size-full wp-image-69" title="helicopter tv" src="http://www.bernardphoto.com/wp-content/uploads/2011/12/helicopter-tv.jpg" alt="" width="480" height="378" /></div>
<div>
I think that all of us like the new and exciting, and technology just happens to be the area of human development that is moving the fastest.  We’re seeing slimmer laptops, bigger TVs, smaller cell phones and faster everything.  3d TVs are unique because they’re not slimmer, faster, bigger or smaller &#8211; they’re a completely new technology that is being brought to the consumer marker.  For this reason they have the potential to be one of the more exciting entrants into the marketplace in some time.</div>
<div>
I personally can’t wait to see how all of the <a href="http://3dtvs.org.uk/">3d TVs</a> do this holiday season.  I think that a lot of them were bought up during Black Friday and Cyber Monday, but I’m not positive about that.  Once we get the data from the post-Christmas retail statistics tracking companies we’ll be sure about just how many of these televisions were sold.</div>
<div>
My one fear is that they may be too expensive or too weird of a technology for the masses to actually think about buying for their own home.  Maybe people are more comfortable just watching these on the big screen and would rather have the traditional television experience at home.  Wearing the glasses all of the time could be a hassle as well, but I wouldn’t know – I don’t plan on buying one because I actually just bought a huge 2d TV during Black Friday for a massive discount.  I’m a fan of a bargain, even if that means I have to stick with older technology for a while.  Trust me, I’ll get a 3d TV someday but I’ll only do it once the price has lowered and I know if it’s a good product.</div>
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		<title>Is using coupons and promo codes too frugal for you?</title>
		<link>http://www.bernardphoto.com/is-using-coupons-and-promo-codes-too-frugal-for-you/</link>
		<comments>http://www.bernardphoto.com/is-using-coupons-and-promo-codes-too-frugal-for-you/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 02:28:44 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=63</guid>
		<description><![CDATA[What is the secret to financial independence? Having read several books on the topic as well as having talked to successful people, I have determined for myself that the common theme among those who are financially independent seems to be that they are, for the most part, frugal people. It does not take an expert researcher [...]]]></description>
			<content:encoded><![CDATA[<p>What is the secret to financial independence? Having read several books on the topic as well as having talked to successful people, I have determined for myself that the common theme among those who are <a href="http://en.wikipedia.org/wiki/Financial_independence">financially independent</a> seems to be that they are, for the most part, frugal people.</p>
<div id="attachment_64" class="wp-caption alignleft" style="width: 310px"><img class="size-medium wp-image-64" title="how-to-save" src="http://www.bernardphoto.com/wp-content/uploads/2011/12/how-to-save-money1-300x198.jpg" alt="" width="300" height="198" /><p class="wp-caption-text">Those coins will add up!</p></div>
<p>It does not take an expert researcher to figure out that we live in a consumer society. Everywhere you turn, you are being offered the latest, greatest thing to spend your hard-earned dollars on.  The question is &#8211; Do you really need it? In my case, the answer is almost always “NO!”.  I have not always been this way; I recall a time when I, too, used to spend money on things that I really did not need.  For me, the items in question were musical instruments.  I would spend $1000 to $1500 on the latest musical keyboard, only to sell it on eBay 6 months later for 1/2 or 1/3 of that price.  Where is the financial wisdom in that?</p>
<p>Having spoken with those who are successful, I have come to the conclusion that in order to eventually achieve financial independence, once must make every attempt to keep unnecessary expenditures to an all time low.  This does not mean you should deny yourself everything and count every penny.  What it does mean is that a more enlightened approach to understanding where one’s money goes and thereby curtailing the purchase of things we do not really need is a big step towards the ultimate goal of financial independence.</p>
<p>Let’s take automobiles as an example.  Some people such as myself buy an automobile to take me from point a to point b.  For others, an automobile is a status symbol &#8211; One that requires a lot more financial upkeep and maintenance.  I am not suggesting that one buy a 20 year old clunker that doesn’t even make it off fo the dealer’s lot.  However, with so many good, reliable automobiles these days selling for a very reasonable price, why would I spend thousands of dollars more? I think it is by far more impressive and wise to set aside the money that would have been spent on this more expensive car on an eventual down payment on a property instead.</p>
<p>I enjoy cultivating the discipline of requiring myself to be frugal and spending wisely.  It helps me understand where my money is going, even when I do not always do the right thing and do purchase an item I may not need.  Understanding my spending habits is a big step in the right direction.  Being aware of what I am spending my hard-earned dollars on is essential in my goal towards financial independence. Right now coupon sites are big business with discount codes on offer for all kinds of products. Some people will tell you it is &#8220;cheap&#8221; to use them but I have to ask you &#8211; if they are giving away free money would you say no? If it is as simple as typing in a code to save hundreds of dollars on one purchase you would have to be crazy to pass it up. Last week I needed a new phone and saved well over $200 on my purchase by using a <a href="http://hotwirelesscoupons.com/verizon-wireless-promo-codes-2011/">verizon promo code</a>. I think many people don&#8217;t realize that they can actually save money on regular expenses like cell phone bills by using promo codes &#8211; you can even use a <a href="http://hotwirelesscoupons.com/straight-talk-promo-codes-2011-coupons-and-deals/">straight talk promo code</a> if they are the provider you want to go with.</p>
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		<title>I inherited some old wedding bands</title>
		<link>http://www.bernardphoto.com/i-inherited-some-old-wedding-bands/</link>
		<comments>http://www.bernardphoto.com/i-inherited-some-old-wedding-bands/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 14:53:59 +0000</pubDate>
		<dc:creator>Bernard</dc:creator>
				<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://www.bernardphoto.com/?p=61</guid>
		<description><![CDATA[Recently my grandmother had to move into an assisted living facility because my grandfather passed away and she is simply too old to be living on her own.  I flew across the country to help her move in to the facility, which is close to where my sister lives and is attending university.  A large [...]]]></description>
			<content:encoded><![CDATA[<p>Recently my grandmother had to move into an assisted living facility because my grandfather passed away and she is simply too old to be living on her own.  I flew across the country to help her move in to the facility, which is close to where my sister lives and is attending university.  A large part of the moving process was having to clean out my grandmother&#8217;s old house.  This was no simple task because after all she had been living there for over sixty years and had definitely accumulated a ton of stuff.  Memorabilia and knick knacks from my parents&#8217; childhood overflowed the bedrooms and the attic, and it took several days of packing for it to look like we had even made a dent in the workload.<br />
<iframe src="http://www.youtube.com/embed/OiDWh96GlOU" frameborder="0" width="640" height="360"></iframe><br />
I really shouldn&#8217;t complain too much about the work it took to pack everything up, though, because it was incredibly interesting to look back at the antiques and the junk and see history.  She had old typewriters, radios, televisions&#8211; just about anything you could think of from the 1920s on.<br />
My favorite thing that I went through was her old jewelry box, whose contents included some of the most beautiful pearl necklaces and diamond earrings from the early days.  Along with this set were the <a href="http://au.bluenile.com/wedding-rings/platinum-wedding-rings-mens">platinum rings</a> she received as a gift when she graduated from high school, with three tiny diamonds set in the stone.  When I stumbled upon the jewelry box and opened it up to see these rings, I gasped.  They were truly breathtaking.</p>
<p>&nbsp;<br />
As I was going through more things with my sister, we found another treasure, hidden in the pocket of an old coat of my grandfather&#8217;s.  It was his old <a href="http://www.tungstenaffinity.com/">tungsten wedding bands</a> that he wore before his passing.  The wedding band was quite heavy but it still looked just as good as new&#8211; that&#8217;s the special, <a href="http://au.ibtimes.com/articles/248595/20111114/china-cuts-exports-special-metals-tin-tungsten.htm">powerful durability of tungsten,</a> though.  You could own a ring for eighty years and it will still not have any dents or signs of corrosion on it.</p>
<p>&nbsp;<br />
I offered the ring and the jewelry box to my grandmother herself, to see what she wanted me to do with it.  She suggest I take what I want from it, then offer it to my younger sister.  After my sister went through it, Grandma told us to just sell the rest to strangers.<br />
<iframe src="http://www.youtube.com/embed/R5WxbZve0lE" frameborder="0" width="640" height="360"></iframe><br />
Between my sister and me though we had basically cleared out every item.  I grabbed my grandmother&#8217;s platinum ring to use as an engagement ring when I meet that special woman, and I also slipped the tungsten ring over my finger as a reminder of my grandfather.  At first I thought it was going to be a pain to fly 3,000 km to help clean out a three-story house, but finding those items and hearing the stories attached to them from my grandmother made it all worth it.  I definitely plan on passing on the rings as well as the historical anecdotes on to my future children and grandchildren, and I&#8217;m sure my sister will do the same.</p>
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